Powszechny Zaklad Ubezpieczen SA
PZU.WAR
| Exchange: | WAR |
| Currency | Polish złoty |
| ISIN: | PLPZU0000011 |
| LEI: | QLPCKOOKVX32FUELX240 |
| Primary Ticker: | PZU.WAR |
| Fiscal Year End: | December |
| Sector: | Financial Services |
| Industry: | Insurance - Property & Casualty |
| Gic Sector: | Financials |
| Gic Group: | Insurance |
| Gic Industry: | Insurance |
| Gic Sub Industry: | Property & Casualty Insurance |
| Description: | Powszechny Zaklad Ubezpieczen SA provides life and non-life insurance products and services in Poland, the Baltic States, and Ukraine. It operates through Corporate Insurance, Mass Insurance, Group and Individually Continued Life Insurance, Individual Life Insurance, Life Investment Insurance, Investments, Pension Insurance, Banking, Baltic States, Ukraine, Investment Contracts, and Other segments. The company offers motor, property, casualty, agricultural, fire, and third-party liability insurance, as well as health, accident, and life insurance. It also provides banking, factoring, consulting and training, transaction advisory, medical, hospital, data center, polygraphic, human resource band payroll, physical therapy, asset management, assistance, leasing, IT, call center, brokerage, and spa services; manages pension and mutual funds; and offers financial and accounting services. In addition, the company is involved in real estate development; rental of office and commercial space; investment activity; and other monetary intermediation businesses. Further, it engages in the manufacture of bathroom and kitchen taps, aluminum central heating radiators, shower cabins, valves, and screens; and auxiliary activity associated with insurance and pension funds. The company was founded in 1803 and is headquartered in Warsaw, Poland. |
| Address: | Rondo Ignacego Daszynskiego 4, Warsaw, Poland, 00-843 |
| Website: | https://www.pzu.pl |
| Full Time Employees: | 38279 |
| Updated On: | 2024-11-04 |
Highlights
| Market Capitalization: | 34955411456 |
| Market Capitalization Mln: | 34955.41 |
| EBITDA: | 23695998976 |
| PE Ratio: | 6.32 |
| Wall Street Target Price: | 51.52 |
| Book Value: | 33.54 |
| Dividend Share: | 2.4 |
| Dividend Yield: | 0.10 |
| Earnings Share: | 6.4 |
| EPS Estimate Current Year: | 6.14 |
| EPS Estimate Next Year: | 6.13 |
| Most Recent Quarter: | 2024-06-30 |
| Profit Margin: | 0.08 |
| Operating Margin TTM: | 0.39 |
| Return On Assets TTM: | 0.03 |
| Return On Equity TTM: | 0.23 |
| Revenue TTM: | 57620000768 |
| Revenue Per Share TTM: | 66.73 |
| Quarterly Revenue Growth YOY: | -0.01 |
| Gross Profit TTM: | 26434000000 |
| Diluted Eps TTM: | 6.4 |
| Quarterly Earnings Growth YOY: | -0.2 |
Valuation
| Trailing PE: | 6.32 |
| Price Sales TTM: | 0.60 |
| Price Book MRQ: | 1.20 |
| Enterprise Value: | 44388411040 |
| Enterprise Value Revenue: | 0.79 |
Shares
| Shares Outstanding: | 863523008 |
| Shares Float: | 568301757 |
| Percent Insiders: | 34.18 |
| Percent Institutions: | 19.09 |
Technicals
| Beta: | 0.54 |
| 52 Week High: | 50.89 |
| 52 Week Low: | 39.15 |
| 50 Day MA: | 43.26 |
| 200 Day MA: | 47.81 |
Splits & Dividends
| Forward Annual Dividend Rate: | 4.34 |
| Forward Annual Dividend Yield: | 0.10 |
| Payout Ratio: | 0.92 |
| Ex Dividend Date: | 2024-09-16 |
| Last Split Factor: | 10:1 |
| Last Split Date: | 2015-11-30 |
Earnings
| Report Date: | 2025-05-19 |
| Date: | 2025-03-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Report Date: | 2025-03-19 |
| Date: | 2024-12-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Report Date: | 2024-11-21 |
| Date: | 2024-09-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Report Date: | 2024-08-29 |
| Date: | 2024-06-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 1.38 |
| Report Date: | 2024-05-21 |
| Date: | 2024-03-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 1.45 |
| Report Date: | 2024-03-21 |
| Date: | 2023-12-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 1.86 |
| Report Date: | 2023-11-23 |
| Date: | 2023-09-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 1.69 |
| Report Date: | 2023-08-31 |
| Date: | 2023-06-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 1.78 |
| Report Date: | 2023-05-25 |
| Date: | 2023-03-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 1.34 |
| Report Date: | 2023-03-30 |
| Date: | 2022-12-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 1.42 |
| Report Date: | 2022-11-24 |
| Date: | 2022-09-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.76 |
| Report Date: | 2022-08-25 |
| Date: | 2022-06-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.83 |
| Report Date: | 2022-05-19 |
| Date: | 2022-03-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.88 |
| Report Date: | 2022-03-24 |
| Date: | 2021-12-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 1.04 |
| Report Date: | 2021-11-18 |
| Date: | 2021-09-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.87 |
| Report Date: | 2021-08-26 |
| Date: | 2021-06-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.89 |
| Report Date: | 2021-05-27 |
| Date: | 2021-03-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 1.03 |
| Report Date: | 2021-03-25 |
| Date: | 2020-12-31 |
| Before After Market: | After Market |
| Currency: | PLN |
| Eps Actual: | 0.83 |
| Eps Estimate: | 0.94 |
| Eps Difference: | -0.11 |
| Surprise Percent: | -11.70 |
| Report Date: | 2020-11-19 |
| Date: | 2020-09-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 1.03 |
| Eps Estimate: | 0.94 |
| Eps Difference: | 0.09 |
| Surprise Percent: | 9.57 |
| Report Date: | 2020-09-10 |
| Date: | 2020-06-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.21 |
| Eps Estimate: | 0.94 |
| Eps Difference: | -0.73 |
| Surprise Percent: | -77.65 |
| Report Date: | 2020-05-29 |
| Date: | 2020-03-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.13 |
| Eps Estimate: | 0.94 |
| Eps Difference: | -0.81 |
| Surprise Percent: | -86.17 |
| Report Date: | 2020-03-12 |
| Date: | 2019-12-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 1.08 |
| Eps Estimate: | 0.9 |
| Eps Difference: | 0.18 |
| Surprise Percent: | 2 |
| Report Date: | 2019-11-14 |
| Date: | 2019-09-30 |
| Before After Market: | After Market |
| Currency: | PLN |
| Eps Actual: | 1.02 |
| Eps Estimate: | 0.93 |
| Eps Difference: | 0.09 |
| Surprise Percent: | 9.67 |
| Report Date: | 2019-08-29 |
| Date: | 2019-06-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.85 |
| Eps Estimate: | 0.88 |
| Eps Difference: | -0.03 |
| Surprise Percent: | -3.40 |
| Report Date: | 2019-05-14 |
| Date: | 2019-03-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.87 |
| Eps Estimate: | 0.85 |
| Eps Difference: | 0.02 |
| Surprise Percent: | 2.35 |
| Report Date: | 2019-03-13 |
| Date: | 2018-12-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.9 |
| Eps Estimate: | 0.88 |
| Eps Difference: | 0.02 |
| Surprise Percent: | 2.27 |
| Report Date: | 2018-11-15 |
| Date: | 2018-09-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 1.17 |
| Eps Estimate: | 0.99 |
| Eps Difference: | 0.18 |
| Surprise Percent: | 18.18 |
| Report Date: | 2018-08-30 |
| Date: | 2018-06-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.91 |
| Eps Estimate: | 0.85 |
| Eps Difference: | 0.06 |
| Surprise Percent: | 7.05 |
| Report Date: | 2018-05-16 |
| Date: | 2018-03-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.74 |
| Eps Estimate: | 0.7 |
| Eps Difference: | 0.04 |
| Surprise Percent: | 5.71 |
| Report Date: | 2018-03-15 |
| Date: | 2017-12-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.88 |
| Report Date: | 2017-11-15 |
| Date: | 2017-09-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.81 |
| Report Date: | 2017-08-31 |
| Date: | 2017-06-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.59 |
| Eps Estimate: | 0.57 |
| Eps Difference: | 0.02 |
| Surprise Percent: | 3.50 |
| Report Date: | 2017-05-17 |
| Date: | 2017-03-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 1.08 |
| Report Date: | 2017-03-15 |
| Date: | 2016-12-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.73 |
| Report Date: | 2016-11-10 |
| Date: | 2016-09-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.75 |
| Report Date: | 2016-08-24 |
| Date: | 2016-06-30 |
| Before After Market: | After Market |
| Currency: | PLN |
| Eps Actual: | 0.19 |
| Report Date: | 2016-05-12 |
| Date: | 2016-03-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.56 |
| Report Date: | 2016-03-15 |
| Date: | 2015-12-31 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.59 |
| Eps Estimate: | 0.7 |
| Eps Difference: | -0.11 |
| Surprise Percent: | -15.71 |
| Report Date: | 2015-11-10 |
| Date: | 2015-09-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.59 |
| Report Date: | 2015-08-26 |
| Date: | 2015-06-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 0.44 |
| Report Date: | 2015-05-13 |
| Date: | 2015-03-31 |
| Before After Market: | After Market |
| Currency: | PLN |
| Eps Actual: | 1.09 |
| Eps Estimate: | 1.09 |
| Report Date: | 2015-03-15 |
| Date: | 2014-12-31 |
| Before After Market: | After Market |
| Currency: | PLN |
| Eps Actual: | 0.47 |
| Eps Estimate: | 0.45 |
| Eps Difference: | 0.02 |
| Surprise Percent: | 4.44 |
| Report Date: | 2014-11-13 |
| Date: | 2014-09-30 |
| Before After Market: | After Market |
| Currency: | PLN |
| Eps Actual: | 0.98 |
| Eps Estimate: | 0.93 |
| Eps Difference: | 0.05 |
| Surprise Percent: | 5.37 |
| Report Date: | 2014-08-29 |
| Date: | 2014-06-30 |
| Before After Market: | Before Market |
| Currency: | PLN |
| Eps Actual: | 1.11 |
| Eps Estimate: | 1.11 |
| Report Date: | 2014-05-14 |
| Date: | 2014-03-31 |
| Currency: | PLN |
| Eps Actual: | 0.88 |
| Report Date: | 2014-03-12 |
| Date: | 2013-12-31 |
| Currency: | PLN |
| Eps Actual: | 0.61 |
| Report Date: | 2013-11-14 |
| Date: | 2013-09-30 |
| Currency: | PLN |
| Eps Actual: | 1.26 |
| Report Date: | 2013-08-27 |
| Date: | 2013-06-30 |
| Currency: | PLN |
| Eps Actual: | 0.96 |
| Report Date: | 2013-05-14 |
| Date: | 2013-03-31 |
| Currency: | PLN |
| Eps Actual: | 0.97 |
| Report Date: | 2013-03-13 |
| Date: | 2012-12-31 |
| Currency: | PLN |
| Eps Actual: | 0.48 |
| Report Date: | 2012-11-14 |
| Date: | 2012-09-30 |
| Currency: | PLN |
| Eps Actual: | 1.30 |
| Report Date: | 2012-08-29 |
| Date: | 2012-06-30 |
| Currency: | PLN |
| Eps Actual: | 1.03 |
| Report Date: | 2012-05-15 |
| Date: | 2012-03-31 |
| Currency: | PLN |
| Eps Actual: | 0.95 |
| Report Date: | 2012-03-15 |
| Date: | 2011-12-31 |
| Currency: | PLN |
| Eps Actual: | 0.56 |
| Report Date: | 2011-11-08 |
| Date: | 2011-09-30 |
| Currency: | PLN |
| Eps Actual: | 0.35 |
| Report Date: | 2011-08-25 |
| Date: | 2011-06-30 |
| Currency: | PLN |
| Eps Actual: | 0.88 |
| Report Date: | 2011-03-31 |
| Date: | 2011-03-31 |
| Currency: | PLN |
| Eps Actual: | 0.91 |
| Report Date: | 2010-12-31 |
| Date: | 2010-12-31 |
| Currency: | PLN |
| Eps Actual: | 0.65 |
| Report Date: | 2010-09-30 |
| Date: | 2010-09-30 |
| Currency: | PLN |
| Eps Actual: | 0.81 |
| Report Date: | 2010-06-30 |
| Date: | 2010-06-30 |
| Currency: | PLN |
| Eps Actual: | 0.41 |
| Date: | 2025-12-31 |
| Period: | +1y |
| Growth: | -0.00 |
| Earnings Estimate Avg: | 6.13 |
| Earnings Estimate Low: | 4.70 |
| Earnings Estimate High: | 6.95 |
| Earnings Estimate Year Ago Eps: | 6.14 |
| Earnings Estimate Number Of Analysts: | 9.00 |
| Earnings Estimate Growth: | -0.00 |
| Revenue Estimate Avg: | 29549800000.00 |
| Revenue Estimate Low: | 28324600000.00 |
| Revenue Estimate High: | 30622000000.00 |
| Revenue Estimate Number Of Analysts: | 4.00 |
| Revenue Estimate Growth: | 0.04 |
| Eps Trend Current: | 6.13 |
| Eps Trend7days Ago: | 6.13 |
| Eps Trend30days Ago: | 6.13 |
| Eps Trend60days Ago: | 6.09 |
| Eps Trend90days Ago: | 6.03 |
| Date: | 2024-12-31 |
| Growth: | -0.08 |
| Earnings Estimate Avg: | 6.14 |
| Earnings Estimate Low: | 4.80 |
| Earnings Estimate High: | 6.83 |
| Earnings Estimate Year Ago Eps: | 6.68 |
| Earnings Estimate Number Of Analysts: | 9.00 |
| Earnings Estimate Growth: | -0.08 |
| Revenue Estimate Avg: | 28266900000.00 |
| Revenue Estimate Low: | 27296700000.00 |
| Revenue Estimate High: | 28853000000.00 |
| Revenue Estimate Number Of Analysts: | 4.00 |
| Revenue Estimate Growth: | 0.05 |
| Eps Trend Current: | 6.14 |
| Eps Trend7days Ago: | 6.14 |
| Eps Trend30days Ago: | 6.14 |
| Eps Trend60days Ago: | 6.13 |
| Eps Trend90days Ago: | 6.04 |
| Date: | 2024-09-30 |
| Period: | +1q |
| Date: | 2024-06-30 |
| Date: | 2024-03-31 |
| Date: | 2023-12-31 |
| Growth: | 0.60 |
| Earnings Estimate Avg: | 6.26 |
| Earnings Estimate Low: | 6.00 |
| Earnings Estimate High: | 6.60 |
| Earnings Estimate Year Ago Eps: | 3.91 |
| Earnings Estimate Number Of Analysts: | 7.00 |
| Earnings Estimate Growth: | 0.60 |
| Revenue Estimate Avg: | 28525800000.00 |
| Revenue Estimate Low: | 27154000000.00 |
| Revenue Estimate High: | 29354900000.00 |
| Revenue Estimate Number Of Analysts: | 3.00 |
| Revenue Estimate Growth: | 0.06 |
| Eps Trend Current: | 6.26 |
| Eps Trend7days Ago: | 6.26 |
| Eps Trend30days Ago: | 6.26 |
| Eps Trend60days Ago: | 6.26 |
| Eps Trend90days Ago: | 6.04 |
| Date: | 2023-09-30 |
| Date: | 2023-06-30 |
| Date: | 2023-03-31 |
| Revenue Estimate Avg: | 6873000000.00 |
| Revenue Estimate Low: | 6873000000.00 |
| Revenue Estimate High: | 6873000000.00 |
| Revenue Estimate Number Of Analysts: | 1.00 |
| Revenue Estimate Growth: | 0.09 |
| Date: | 2022-12-31 |
| Growth: | -0.04 |
| Earnings Estimate Avg: | 3.67 |
| Earnings Estimate Low: | 3.43 |
| Earnings Estimate High: | 4.40 |
| Earnings Estimate Year Ago Eps: | 3.86 |
| Earnings Estimate Number Of Analysts: | 7.00 |
| Earnings Estimate Growth: | -0.04 |
| Revenue Estimate Avg: | 25719900000.00 |
| Revenue Estimate Low: | 23857000000.00 |
| Revenue Estimate High: | 27036100000.00 |
| Revenue Estimate Number Of Analysts: | 3.00 |
| Revenue Estimate Growth: | 0.02 |
| Eps Trend Current: | 3.67 |
| Eps Trend7days Ago: | 3.56 |
| Eps Trend30days Ago: | 3.56 |
| Eps Trend60days Ago: | 3.50 |
| Eps Trend90days Ago: | 3.53 |
| Eps Revisions Up Last7days: | 1.00 |
| Eps Revisions Up Last30days: | 1.00 |
| Date: | 2022-09-30 |
| Date: | 2022-06-30 |
| Revenue Estimate Avg: | 6347000000.00 |
| Revenue Estimate Low: | 6347000000.00 |
| Revenue Estimate High: | 6347000000.00 |
| Revenue Estimate Number Of Analysts: | 1.00 |
| Revenue Estimate Growth: | 0.02 |
| Date: | 2022-03-31 |
| Date: | 2019-12-31 |
| Period: | +1y |
| Revenue Estimate Avg: | 23852900000.00 |
| Revenue Estimate Low: | 23475000000.00 |
| Revenue Estimate High: | 24297200000.00 |
| Revenue Estimate Number Of Analysts: | 3.00 |
| Revenue Estimate Growth: | 0.03 |
| Eps Trend7days Ago: | 3.76 |
| Eps Trend30days Ago: | 3.76 |
| Eps Trend60days Ago: | 3.76 |
| Eps Trend90days Ago: | 3.76 |
| Eps Revisions Up Last30days: | 1.00 |
| Date: | 2019-03-31 |
| Period: | +1q |
| Earnings Estimate Year Ago Eps: | 0.74 |
| Revenue Estimate Avg: | 45760000.00 |
| Revenue Estimate Low: | 45760000.00 |
| Revenue Estimate High: | 45760000.00 |
| Revenue Estimate Number Of Analysts: | 1.00 |
| Revenue Estimate Growth: | -0.99 |
| Eps Trend7days Ago: | 0.90 |
| Eps Trend30days Ago: | 0.90 |
| Eps Trend60days Ago: | 0.90 |
| Eps Trend90days Ago: | 0.90 |
| Date: | 2018-12-31 |
| Revenue Estimate Avg: | 23058300000.00 |
| Revenue Estimate Low: | 22399000000.00 |
| Revenue Estimate High: | 23568900000.00 |
| Revenue Estimate Number Of Analysts: | 3.00 |
| Eps Trend7days Ago: | 3.75 |
| Eps Trend30days Ago: | 3.75 |
| Eps Trend60days Ago: | 3.75 |
| Eps Trend90days Ago: | 3.75 |
| Eps Revisions Up Last30days: | 1.00 |
| Date: | 2024-09-30 |
| Eps Actual: | 2.83 |
| Date: | 2023-12-31 |
| Eps Actual: | 6.67 |
| Date: | 2022-12-31 |
| Eps Actual: | 3.90 |
| Date: | 2021-12-31 |
| Eps Actual: | 3.86 |
| Date: | 2020-12-31 |
| Eps Actual: | 2. |
| Date: | 2019-12-31 |
| Eps Actual: | 3.8 |
| Date: | 2018-12-31 |
| Eps Actual: | 3.7 |
| Date: | 2017-12-31 |
| Eps Actual: | 3.37 |
| Date: | 2016-12-31 |
| Eps Actual: | 2.24 |
| Date: | 2015-12-31 |
| Eps Actual: | 2.71 |
| Date: | 2014-12-31 |
| Eps Actual: | 3.44 |
| Date: | 2013-12-31 |
| Eps Actual: | 3.81 |
| Date: | 2012-12-31 |
| Eps Actual: | 3.76 |
| Date: | 2011-12-31 |
| Eps Actual: | 2.71 |
| Date: | 2010-12-31 |
| Eps Actual: | 1.88 |